Budget Christmas

As promised, I thought I would share with you some of my homemade budget Christmas ideas.

I will often make just one or two things one year and give it to everyone, and the next year make a different thing and give it everyone so I can keep track of who has received what. (And also avoid giving people the same thing year after year after year as that gets super old and boring very quickly).

Obviously in posting this, some of you may get a preview of what’s coming your way this year, so it won’t be a surprise, but try and forget about it by Christmas anyway!

Not only are these ideas generally fairly cheap, especially if you have saved up your jam jars all year or found things for free on local freecycle groups, but they are also usually much appreciated by the recipients as they are thoughtful and homemade. Many of us these days get inundated with “tat” at Christmastime – lovely to get gifts but I think almost all adults (and most kids) will get at least one gift that will go straight to the charity shop in January! More and more people are keen to not only save money but also reduce the need for more “stuff” that will clutter up their homes. (I always keep a list of things I genuinely want or need for myself on hand so if anyone asks me what I want I can direct them to things I have been specifically wanting like a new casserole pot or a trivet etc to avoid too much random stuff!).

Anyhow, hopefully these ideas will not only be good for your wallet but also for your environmental impact! And if you don’t have your own jam jars, bottles or containers, first check places like freecycle and local facebook “hand me on” type groups, as it’s likely you can get it for free, but if not, places like Ikea and Hobbycraft or Wilko often have cheap jars, bottles and containers you can use.

Continue reading

The Cost of Living Part 2

Last time I focused on food and cooking, but lots of people have been asking me lately if I’m coping ok with the cost of living crisis, so I thought I would share what else I am doing to cut costs.

First of all I am thankfully on a fixed-rate mortgage for another year so I do not need to worry about my mortgage going up for at least another 12 months.

Secondly, I am lucky that we have had such a hot summer, so I haven’t needed to put the heating on since the end of March! That has certainly saved me a lot of money and means that the increased gas rates have not affected me much as yet. As I have continued with my increased payments I now have a few hundred pounds in credit with the energy company and in fact we were away so much in August that my bill actually went down last month!

However, as the incoming price hikes loom, and the uncertainty of how much it will cost us to heat the house we have made several contingency plans. Most of them are old-school moves!

Continue reading

The Cost of Living

Well as most of you are aware by now it’s getting harder and harder to just live as costs are rising all over the place. As someone who is in a privileged position I am lucky that I can still afford my mortgage and bills (just about) and that I am not on the breadline.

However, like many people I am doing my best to cut costs as best I can and try to reduce expenditure where I can, so I thought I would share a few tips and tricks with you all.

Continue reading