Last time I focused on food and cooking, but lots of people have been asking me lately if I’m coping ok with the cost of living crisis, so I thought I would share what else I am doing to cut costs.
First of all I am thankfully on a fixed-rate mortgage for another year so I do not need to worry about my mortgage going up for at least another 12 months.
Secondly, I am lucky that we have had such a hot summer, so I haven’t needed to put the heating on since the end of March! That has certainly saved me a lot of money and means that the increased gas rates have not affected me much as yet. As I have continued with my increased payments I now have a few hundred pounds in credit with the energy company and in fact we were away so much in August that my bill actually went down last month!
However, as the incoming price hikes loom, and the uncertainty of how much it will cost us to heat the house we have made several contingency plans. Most of them are old-school moves!Continue reading